Saturday, August 22, 2009

Throw it In the Bag...

So unfortunately I am unable to just "throw it in the bag" because I'm living off loans right now. So I decided to create a new monthly budget...whew! That was a struggle, basically I'll be living on next to nothing. Besides rent, my second greatest expense is food of course. (I gotta eat and I [heart] food). But seriously having a monthly budget is essential, I don't know how people survive without one. I've had once since sophomore year of college. Sometimes I slack off, but for the most part I know how much money I have, can spend, and what I need to save. Which is why I was able to chillax this summer without a job. Sounds great right...it is. lol..

People need to get their financial situation in check, it's weird how every month some people complain about being broke and I'm thinking to myself what happened to that money from your check a couple weeks ago. Did you blow it all in one place and now you have no money? I just don't get it. Oh well...I will officially be broke for the next four years though. I pretty much can't have a job right now because if I didn't learn anything from orientation it's that you don't have time for a job (so I won't be having one this year). It's kind of weird though because I worked every year during college.

Oh well once I graduate from Opt school, I have the rest of my life to work. On another note, but still related I plan on retiring really EARLY, with lots and lots of cash and just picking up and moving to another country. I know that in order to make that happen, I have to have my finances in order so that is pretty much why I figured why not start now. So if you don't have a solid budget that you follow you need to make one ASAP. I'll attach a link to some budget templates. Of course you can always just google excel budget templates. But here it is,
Free Monthly Budget Spreadsheet, Free Personal Budget Spreadsheet
. Until Next Time...

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